Smart Borrowing

Lesson 1: Introduction to Borrowing
Understand the basics of borrowing and its role in personal finance.

Lesson 2: Ways People Can Borrow
Explore different borrowing options, including loans, credit cards, and lines of credit.

Lesson 3: Effective Use of Credit Cards
Learn how to use credit cards wisely to build credit and avoid debt.

Lesson 4: Credit Scores & Credit Bureaus
Understand how credit scores work and why they matter for financial health.

Lesson 5: Avoiding Debt Traps & Scams
Identify common financial pitfalls and learn how to protect yourself.

Lesson 6: How to Manage Credit Effectively
Discover smart strategies to maintain good credit and repay debts efficiently.

Lesson 7: Post-Course Quiz
Test your understanding of key borrowing and credit concepts.

• Master Borrowing Methods: Understand different borrowing options and their impact.
• Build Credit Awareness: Learn how credit scores influence financial health.
• Manage Credit Responsibly: Develop strategies for smart credit use and debt control.
• Recognize Financial Scams: Identify and avoid fraudulent financial schemes.

• Smart Borrowing & Credit Management: Make informed financial decisions.
• Financial Decision-Making & Budgeting: Plan and allocate resources wisely.
• Debt Management & Risk Assessment: Handle debts effectively while minimizing risks.
• Consumer Awareness & Protection: Safeguard against scams and financial pitfalls.