Smart Money Basics: Borrowing, Banking & Beyond

Lesson 1: Introduction to Borrowing
Learn the basics of borrowing, including what it means to borrow and different ways people can borrow money.

Lesson 2: Responsible Borrowing
Understand the costs associated with borrowing and how to borrow money responsibly.

Lesson 3: Understanding Digital Money
Explore how digital money works, from its journey through financial systems to the basics of cryptocurrency.

Lesson 4: Credit Score Essentials
Learn what a credit score is, how it affects borrowing, and ways to build and maintain a good score.

Lesson 5: Modern Borrowing Options
Explore digital lending, including peer-to-peer lending and crowdfunding, as new borrowing options.

Lesson 6: Loan Repayment
Understand how loan repayment works, with a focus on planning and methods for effectively repaying debt.

Upon completing this course, students will master borrowing fundamentals, credit scores, digital money, and fintech. They will develop the skills to borrow responsibly, manage debt effectively, and utilize modern financial tools such as peer-to-peer lending and crowdfunding. Furthermore, students will learn to monitor and improve their credit scores while confidently navigating the evolving world of digital finance and innovative borrowing options.

• Financial Decision-Making: Develop the ability to assess borrowing options and make informed financial choices.
• Debt Management: Learn strategies to plan, repay, and manage loans responsibly.
• Credit Score Improvement: Gain practical skills to build, monitor, and maintain a healthy credit score.
• Digital Finance Navigation: Understand and utilize modern financial tools like cryptocurrency, peer-to-peer lending, and crowdfunding.
• Problem-Solving: Enhance critical thinking to tackle real-world financial challenges effectively.