Financial Foundations: Smart Borrowing, Credit, and Protection Essentials

Lesson 1: Borrowing Basics

Understand the concept of borrowing, including loans, credit cards, and other borrowing methods.

Lesson 2: Money and Payment Choices

Learn about various payment options such as credit cards, overdrafts, and BNPL (Buy Now, Pay Later).

Lesson 3: Insurance Overview

Gain an understanding of insurance, its purpose, and the types of insurance available to protect assets.

Lesson 4: Credit 101: Scores, Safety, and Smart Use

Learn the fundamentals of credit, including how credit scores work, safe usage of credit, and strategies to manage and improve credit.

Lesson 5: FinTech I
Explore the basics of FinTech, including neo-banking, digital payments, lending, and online transactions that are transforming the financial industry.

Lesson 6: FinTech II
Dive deeper into FinTech with an introduction to crowdfunding, peer-to-peer lending, and robo-advisors for wealth management.

Upon completing this course, students will gain practical financial skills, including knowledge of borrowing options, payment methods, and the role of insurance in asset protection. They’ll understand how to use credit responsibly, improve credit scores, and explore modern FinTech tools like digital payments, crowdfunding, and robo-advisors for informed financial decision-making.

• Responsible Borrowing: Learn to choose and manage loans, credit cards, and other borrowing methods wisely.
• Credit Score Mastery: Understand credit scores and build strategies to improve and maintain them.
• Insurance Awareness: Recognize the importance of insurance in protecting assets and ensuring financial security.
• FinTech Proficiency: Explore modern tools like neo-banking, digital payments, and robo-advisors for smarter money management.
• Informed Financial Decision-Making: Develop skills to evaluate borrowing options, payment methods, and advanced financial tools effectively.